122 Breakwater Court, Joppa, MD 21085-4506 $435,000

Open House: Sat, May 31, 1:00PM-3:00PM; Sun, Jun 1, 1:00PM-3:00PM
Beds/Baths: 3/2.1
Interior Sq. Ft: 1,836
Acreage: 0.1
Age:48 years
Style:
Colonial
MLS#: MDHR2043446
Subdivision: Joppatowne
Design/Type:
Twin/Semi-Detached

Description

Welcome to a truly unique waterfront getaway on sought-after Rumsey Island—a retreat that redefines year-round staycation living. Designed for those who love the water, sunshine, and effortless indoor-outdoor living, this property offers two boat slips, including a private pier and a 35-foot shared pier with a 10,000 lb boat lift. With electric and water hookups at the dock, it's the perfect setup for serious boaters seeking convenient, daily access to the water. Be sure to explore the interactive 3D Virtual Tour. Inside, you'll find 1,836 square feet of thoughtfully upgraded living space, including three spacious bedrooms and two-and-a-half beautifully renovated bathrooms. At the heart of the home is a standout indoor tiki room—a versatile, year-round retreat featuring a built-in bar with marble counters and vibrant, tropical finishes. It's the ultimate spot for entertaining, relaxing, or soaking in that island vibe any time of year. The home showcases over $80,000 in recent updates, including a stunning kitchen renovation with over $20,000 invested—featuring granite countertops, white soft-close cabinetry, a sleek glass backsplash, and black stainless steel appliances. This gourmet space blends style and function, perfect for both everyday meals and festive gatherings. Additional highlights include an open-concept layout and a striking gas fireplace with brick surround, custom mantel, and remote control with built-in thermostat bringing cozy ambiance and modern convenience together. Other upgrades include luxury vinyl plank flooring, new carpet, crown molding, copper wiring, and updated outlets and switches. For added peace of mind, the home features a 10KW generator and a 50-amp outdoor hookup, along with key system updates such as a gas furnace with humidifier, central A/C (2020), gas dryer, and water heater (2023). Step outside to enjoy a spacious two-level deck (11.5' x 28' and 12' x 28') with a covered outdoor tiki bar, grilling station, and LED-lit steps—all overlooking serene waterfront views. Palm tree uplighting and hardscaped walkways transform the backyard into a true private resort—perfect for sunset cocktails or quiet waterfront mornings. Exterior perks also include stamped concrete walkways with LED accent lighting, a Sunair retractable awning with wind sensor, five security cameras, and three well-equipped sheds (6' x 17', 7' x 17', and 8' x 12') with electric, lighting, and receptacles—ideal for storage or workspace. A covered front porch, lush landscaping, and ample parking complete this exceptional property. Located just moments from Mariner Point Park, you’ll enjoy free access to a four-ramp boat launch, pavilions, picnic areas, playgrounds, volleyball courts, horseshoe pits, walking trails, fishing piers, and more. Need access to a full-service marina? No problem—this property is just minutes from several local marinas, making it the ideal location for boating enthusiasts. This isn’t just a home—it’s a private waterfront resort offering unmatched boating access, signature entertainment spaces, and the comfort of vacation-style living all year long.

Primary Bed: 14 X 14 - Upper 1
Primary Bath: Upper 1
Bedroom 2: 10 X 13 - Upper 1
Bedroom 3: 10 X 10 - Upper 1
Full Bath: Upper 1
Attic: Upper 1
Dining Room: 20 X 13 - Main
Kitchen: 11 X 8 - Main
Family Room: 14 X 20 - Main
Sun/Florida Room: 12 X 14 - Main
Laundry: Main
Half Bath: Main
Foyer: Main

Taxes: $2,830
Home Assoc: No
Condo Assoc: No
Garage: N
Basement: N
Pool: No Pool
School Dist: Harford County Public Schools
Elem. School: Joppatowne Mid. School: Magnolia High School: Joppatowne

Features

Water
Water Oriented: Yes; Water Front: Yes; Water Access: Yes; Water Body Name: Gunpowder; Water Body Type: Canal; Waterfront: Private Dock Site; Types of Use: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed; # of Non Power Boats: 2; # of Power Boats: 2; # of Docks: 2; Dock Type: Hoist/Lift Electric, Material - Treated Lumber, Multiple Slip, Private, Storage Area, Pier (Perpendicular); # of Slips: 2; Navigable: Yes; Physical Dock/Slip Conveys: Yes; Dock/Slip Conveyance: Exclusive Use;

Utilities
Central Heating, Forced Air Heating, Programmable Thermostat, Natural Gas, Central A/C, Programmable Thermostat, Electric, Hot Water - Electric, Public Water, Public Sewer, Main Floor Laundry, Cable TV Available, Natural Gas Available

Garage/Parking
Driveway, On Street, Private Parking

Interior
Attic, Bar, Carpet, Ceiling Fan(s), Crown Moldings, Carpet Flooring, Luxury Vinyl Plank Flooring, Brick Fireplace, Fireplace - Glass Doors, Gas/Propane Fireplace, Heatilator, Mantel(s), Fireplace Screen, 2 Story Ceilings, Accessibility - Level Entry - Main, Bay/Bow Windows, Casement Windows, Window Screens, Sliding Windows, Six Panel Doors, Sliding Glass Doors, Storm Doors, Exterior Cameras, Smoke Detector

Exterior
Slab Foundation, Architectural Shingle Roof, Brick Exterior, Vinyl Siding, Balconies- Multiple, Deck(s), Porch(es), BBQ Grill, Boat Storage, Bump-outs, Extensive Hardscape, Exterior Lighting, Flood Lights, Awning(s)

Lot
Bulkheaded, Cleared Lot, Cul-de-sac, Front Yard, Landscaping, Non-Tidal Wetland Lot, Fishing Available, Bayside, Canal View, Creek/Stream View, Garden/Lawn View, Panoramic View, Scenic Vista View, Water View

Select a school from the following list. Schools are grouped by school type.
The schools on this list are selected by their proximity of up to 5 miles to the property address. Proximity does not guarantee enrollment eligibility. Please contact the school directly for more information on enrollment requirements.
* If there are more than 5 schools of any type within a close proximity, click on the button to see additional schools of that type near the search address.

Public Elementary (11 schools)

School District Grades Place Distance
Joppatowne Elementary Harford County Public Schools Preschool–5 Joppa 0.76 mi
Riverside Elementary Harford County Public Schools Preschool–5 Joppa 1.3 mi
Magnolia Elementary Harford County Public Schools Preschool–5 Joppa 1.49 mi
Oliver Beach Elementary Baltimore County Public Schools Preschool–5 Baltimore 2.76 mi
Edgewood Elementary Harford County Public Schools Preschool–5 Edgewood 3.38 mi
Deerfield Elementary Harford County Public Schools Preschool–5 Edgewood 3.81 mi
Vincent Farm Elementary Baltimore County Public Schools Preschool–5 White Marsh 3.91 mi
Chapel Hill Elementary Baltimore County Public Schools Preschool–5 Perry Hall 4.12 mi
Kingsville Elementary Baltimore County Public Schools K–5 Kingsville 4.53 mi
Chase Elementary Baltimore County Public Schools Preschool–5 Baltimore 4.85 mi
Abingdon Elementary Harford County Public Schools Preschool–5 Abingdon 5 mi

Public Middle (3 schools)

School District Grades Place Distance
Magnolia Middle Harford County Public Schools 6–8 Joppa 1.58 mi
Edgewood Middle Harford County Public Schools 6–8 Edgewood 3.9 mi
Crossroads Center Baltimore County Public Schools 6–8 Baltimore 4.52 mi

Public High (2 schools)

School District Grades Place Distance
Joppatowne High Harford County Public Schools 9–12 Joppa 0.54 mi
Edgewood High Harford County Public Schools 9–12 Edgewood 4.02 mi

Private (8 schools)

School Grades Place Distance
One School Global-Chesapeake Campus Nonsectarian 3–12 Joppa 1.43 mi
Trinity Lutheran Christian School & Early Learning Center Other Lutheran Preschool–8 Joppa 2.38 mi
St Stephen Parochial School Roman Catholic Preschool–8 Kingsville 2.47 mi
Royal International Christian Academy Christian (no specific denomination) Ungraded White Marsh 3.92 mi
Royal Inernational Christian Academy Christian (no specific denomination) K–1 White Marsh 3.93 mi
St Pauls Lutheran School Lutheran Church - Missouri Synod Preschool–8 Kingsville 4.16 mi
High Road School Of Baltimore County Nonsectarian 6–12 White Marsh 4.52 mi
Open Bible Christian Academy Other Preschool–12 Kingsville 4.64 mi

© 2025 LiveBy. All Rights Reserved.

This report is a detailed community overview for Joppa (21085), Maryland.

Community Quick Facts

  • Average travel time to work for people in this community: 34
  • Average salary of people in this community: $52,647

Community Summary

  • Population Density (ppl / mile): 874
  • Household Size (ppl): 2.61
  • Households w/ Children: 52%

Housing Inventory

  • Owned: 4,956 (73.6%)
  • Rented: 1,180 (17.5%)
  • Vacant: 597 (8.9%)
  • Total: 6,733

Population Demographics

The population of the community broken down by age group. The numbers at the top of each bar indicate the number of people in the age bracket below.

Total: 16,055
Households: 6,136
Median Age: 41.90

Climate and Weather

The Temperature chart displays average high and low values for January and July, and is designed to provide an indication of both seasonal and daily temperature variability. The Weather Risk Index indicates the calculated risk of each type of weather event occurring in the future. This risk is based on historical localized storm events and weather patterns. The national average for each type of weather event equals a score of 100, so a score of 200 would represent twice the risk as the national average, and a score of 50 would represent half the risk of the national average.

Temperature

Education

Highest Level of Education Attained

  • Less than 9th Grade: 2.1%
  • Some High School: 5.2%
  • High School Graduate: 29.4%
  • Some College: 23.2%
  • Associate Degree: 7.7%
  • Bachelor's Degree: 20.4%
  • Graduate Degree: 11.9%

Income by dollar range

Median Income: $89,127

Fair Market Rents

The Fair Market Rents show average gross rent estimates based on figures provided by the U.S. Department of Housing and Urban Development (HUD).

  • One Bedroom: $718
  • Two Bedroom: $1,166
  • Three Bedroom: $1,300
  • Four Bedroom: $1,705

© 2025 LiveBy. All Rights Reserved.

Contact Information

Listing Courtesy of: Long & Foster Real Estate, Inc. , (410) 879-8080, mikes@lnf.com

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Patterson-Schwartz Real Estate participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information Deemed Reliable But Not Guaranteed.
Copyright BRIGHT, All Rights Reserved
Listing data as of 5/30/2025.

122 Breakwater Court, Joppa, MD 21085-4506

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Broker Compensation

An offer of broker compensation or seller concession is not a guarantee. All compensation offers and concessions are negotiable and subject to written agreement between the parties. Please consult with your real estate agent for more information.